Choosing the Cheapest Payroll Software

Choosing the cheapest payroll software is an act of necessity for many small business owners who simply don’t have any spare room in their operating budget. But here’s the trick: This software still needs to be intuitive enough for the business owner to use. After all, if you don’t have extra money for payroll software, you don’t have the money to hire an accountant, either. Unless, that is, you are the accountant.

Discover what makes AMS Payroll so popular among accountants, finance professionals, and small business owners who recognize the value of our flat-fee software solutions.

The market is vast for payroll software and other accounting platforms. We consistently offer better prices than software services with subscription fees, but we can also tell you that the absolute cheapest payroll software is rarely the best choice. These products fail to deliver the reliable performance companies depend on when it’s crunch-time. It’s a costly decision even if you have relatively simple payroll needs.

The Cheapest Payroll Software from AMS

Here’s the good news: Newer and smaller businesses typically have fewer employee/contractor recipients and less complicated filing requirements in general. Many companies can take care of their basic payroll and filing forms with just our W-2/1099 Forms Filer and AMS Payroll solution. Here are some of the more popular features that come with this software combo:

  • Supports up to 99,999 recipients per payer.
  • User-defined fields for internal tax functions and automated data entry.
  • Automatic save function to ensure edited data is never lost.
  • Data reporting features that allow for secure client communications and tax record receipts.
  • Printing software for client receipts and general record-keeping.
  • Processes “live” or after-the-fact payroll.
  • Direct deposit processing and paycheck printing.
  • Supports all 50 states plus the District of Columbia
  • Easy payer and employee setup.
  • Automatically calculate federal, state and local payroll taxes.
  • Up to 40 User Defined Fields can be set up for deductions/additions such as 401K or Health Insurance.
  • E-file forms 940, 941, and/or 944.


This software solution provides intuitive, menu-driven performance that will save you a bunch of time this year, while also laying the groundwork to manage your growing business for the future. In one of the more obvious examples, you won’t need to worry about Affordable Care Act filing requirements until you hit the 50-employee threshold. Yet, once your business does expand and additional filing requirements are triggered, our ACA Filer module is ready to be seamlessly integrated with your payroll and accounting system.

Choose AMS for Your Payroll Software Solution

AMS can provide you with the high quality payroll and accounting software you need, without suffering from buyer’s remorse with our competitor’s inflated prices or the failed systems of too-good-to-be-true software scams.

In short, AMS payroll software can be the cheapest payroll software available that’s still effective for what you need the software to do. But again, the most important and impressive aspect of this software solution is the ability to customize and scale up your payroll operations and software filing support. If you’re already approaching this point, we encourage you to consider the benefits of our Software-Generated Forms (for MICR checks and printable accounting forms), 1042-S Filer, and our various e-filing software options.

Develop a relationship with AMS as you develop your small business. Sign up for a free software demo to see our products in action, or reach out to our Sales and Information team at (800) 536-1099 to learn more.

Software Solutions from AMS

Our W-2 and 1099 Forms Filer is our only required platform. From there, users pick the services they need. Choose from the tools below to build out your customized accounting software.