How Do I Report Income from Wage Garnishments on a W-2 Form?

Employers might decide to report income from wage garnishments in box 14 on a W-2 form. The Internal Revenue Service does not legally require you to put the total sum that you have removed from an employee’s paycheck. To get the most out of W2 management software as you report any figures, you should look for compliance tools and comprehensive support.

 

If you include the figure, make sure to:

  • Step 1: Add the money that you garnished from a paycheck for the most recent tax year
  • Step 2: Enter the sum total into box 14, labeled “Other”

 

Employers face actual legally-required steps that they must fulfill when an employee faces wage garnishments. These steps are:

  • Step 1: Withhold the court or government agency’s mandated amount from an employee paycheck once you receive a notice.
  • Step 2: Confirm that you have received any notice of wage garnishment and state your compliance within one week.
  • Step 3: Send the amount that you withheld to a creditor.

In 2025, there were discussions that the U.S. Department of Education might begin taking a portion of paychecks from student loan borrowers who were in default. According to CNBC, experts reported that the Department could garnish as much as 15% of disposable pay.

 

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